If creditors won't stop calling and your pay is gone before month-end, we can legally help you get one affordable payment and a clear way out.
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NEXT STEP: Get Your FREE Debt Protection Assessment (No Obligation)
Find out your single new monthly paymentPut legal protection around your car and homeSilence the creditor calls properly — not temporarilyGet a real date when you'll be debt-free
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Thank you! A registered CreditSmart debt advisor will contact you shortly to discuss your free assessment.
Based on your answers, we may not be the right solution for you at this time.
If creditors won't stop calling and your pay is gone before month-end, we can legally help you get one affordable payment and a clear way out.
Step 1 of 12
Select your province
BackBackBackBackBackWe've seen your situation before — and we know the way out...
NEXT STEP: Get Your FREE Debt Protection Assessment (No Obligation)
Find out your single new monthly paymentPut legal protection around your car and homeSilence the creditor calls properly — not temporarilyGet a real date when you'll be debt-freePlease enter your first nameBackQuick contact
BackYour data is secure & confidentialThank you! A registered CreditSmart debt advisor will contact you shortly to discuss your free assessment.
Based on your answers, we may not be the right solution for you at this time.
I was referred to S.A. Debt Help by a friend when I mentioned that I might need to explore that option. I made contact with Awie Coetzee and was immediately impressed by his professionalism, knowledge and humanity. He guided me step by step until the process of application was complete. The entire team involved are extremely helpful and efficient.
— John M
"I would like to praise the team at SA Debt Help for always being so helpful and kind. No matter what issue arise, they were always prompt and extremely helpful. Awie in particular will go out of his way for his clients... SA Debt Help is definitely highly recommended. Keep up the great work!"
— Stanley
"In my darkest times and not knowing how to get out. I asked for help and Awie and the team assisted with a smile and a kind word, that it's going to be ok... They are SUPER ROCK STARS!!! Will recommend, if you are in a bind and don't know a way out, that they will guide you through the mud and get you out on the other side.. Thank you SA debt help"
— Eloise THOW WE HELP
We legally reduce your debt repayments, protect your assets from creditors, and give you a clear, structured path back to financial freedom.
We negotiate directly with your creditors to cut your monthly instalments and interest rates down to what you can actually afford.
The moment you apply, we step in as the legal barrier between you and every creditor — the harassment has to stop.
As long as you keep up your restructured payments, your assets are legally shielded from repossession and legal action.
This isn't open-ended. You get a structured repayment plan, ongoing support, and a clearance certificate waiting at the end.
ABOUT sa debt help
Thousands of South Africans have come to us for debt relief. We help cut your debt by up to 50% and get your financial life back on track.
Debt is stressful and we get it. Our team is here to help you take back control of your money, with a simple, friendly service you can count on every step of the way.
No judgement. Just honest, caring, straight talking help to find the best solution for you, the same way we have helped thousands of South Africans already.
How It Works
No confusing paperwork. No pressure. Just clear, friendly guidance from a debt advisor who is on your side.
Share where you stand right now and the accounts that are keeping you up at night. It only takes a few minutes.
One of our debt advisors looks at your situation and gives you an honest answer about the best way forward.
If you qualify, we build a repayment plan you can afford and negotiate directly with your creditors for you.
One free, confidential call with a SA Debt Help advisor could be your first step toward real financial relief.
